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Wallet loyalty card or mobile app: which should you choose?

Should you build a mobile app or use a loyalty card in Apple Wallet and Google Wallet? An honest comparison for small businesses.

Start with the task at the counter

A café rewarding repeat visits and a brand offering personalised ordering may need different tools. First describe what customers should be able to do. A Wallet card and a dedicated app can also work together.

Wallet card or app: the practical differences

CriterionDedicated appWallet card
Main purposeJourneys built for your requirementsCard, progress and rewards
InstallationCustomers install the business appCustomers add a card to a compatible Wallet
BrandingCustom interface within the project scopeBranded card within the Wallet interface
BudgetDevelopment, hosting and maintenance to quoteSubscription and features to compare
NotificationsDepend on permissions and the phoneDepend on settings and Wallet rules
POS integrationMust be planned and testedDepends on the connector and POS edition

Neither format guarantees sign-ups or return visits. Test whether customers understand the reward and the invitation at your counter.

When does a Wallet card fit?

A Wallet card fits a programme built around collecting stamps or points and finding a reward on a phone. With Goodly, customers add the card through a link or QR code without installing a Goodly app.

This does not mean the Wallet is already configured on every phone. On Android, Google Wallet may need installing and requires a Google Account. See Google Wallet requirements.

When does a dedicated app make sense?

Consider an app for an interactive catalogue, complex ordering or a specific account journey. Ask for a quote covering development, updates and support. Check whether a mobile website already meets part of the need. A loyalty card does not automatically provide these functions.

Notifications and location: what to test

Sending a message does not guarantee it appears on the lock screen. On iPhone, passes have settings for updates and lock-screen suggestions; see Apple Wallet pass settings. Being nearby does not guarantee a notification every time someone enters an area. Test your customers’ devices before promising this behaviour.

A practical trial for a café

  1. Choose a reward and check its cost against your margin: calculate the cost of a loyalty reward.
  2. Test adding the card on an iPhone and an Android phone.
  3. Have your team add a stamp and redeem a reward using the intended POS setup.
  4. Track cards added, returning customers and rewards redeemed separately over a defined period.

Installations alone do not prove increased revenue. To prepare this journey, explore the loyalty card for cafés.

Goodly plans

Monthly prices are €29 excluding VAT for Pro, €69 excluding VAT for Business and €149 excluding VAT for Multi-site. The 14-day trial applies to Pro. Features and limits vary by plan: compare Goodly plans.

Before deciding, check your POS on the Goodly integrations page or book a demo around your own use case.

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